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I may be gone for a long while
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breakjunki
- Senior Member
- Posts: 297
- Joined: Sun May 01, 2005 2:36 pm
- Location: Ocala,Fl
GLen.. I wish ya the best of luck bro. We've talked a on the phone a few times, and given your situation, your handling it right. You've got a good head on your shoulders. Being 23 thats a lot of responsibility you've taken on, I've got nothing but respect for ya. It'll all work out. You know what you need to do. Just relax stick with the plan we talked about. And most of all have fun in college.. your 23 these are kick ass years... Talk to you later. Best of luck Joe..
Like everyone else here I'm sure... I wish you all the best of Luck through these trying times and even if you're gone for a while, I'm sure all of us that have been here with ya will look forward to your return 
-Michael
http://www.teamcargodzinc.com
Hear It, See It, Feel It, Punch It!
And Proud Sponsor of
Team Wolf Pack Audio
Authorized Dealer
http://www.teamcargodzinc.com
Hear It, See It, Feel It, Punch It!
And Proud Sponsor of
Team Wolf Pack Audio
Authorized Dealer
-
ZeroAccess
- Senior Member
- Posts: 780
- Joined: Sat Nov 04, 2006 1:58 pm
Yea, to answer a few questions.
I purchased the home from my mom because it would not sell and she was getting in trouble with taxes n what not. The goverment thought she was making money on it when she actually lost around 30k. So I purchased the home and we were susposed to fix it up well, money problems came around and I borrowed roughly 500/month from her for the last 6 months. Ive now came to the conclusion that I dont really care about my credit because I am tired of putting myself through the physical and mental conditions that I am going through on a day to day basis. Now I dont mean a hurt ankle or long hours, I'm talking about 100hrs a week and having a mental breakdown when I'm still broke. The house was never meant to stay in my name over a year and it doesnt seem like I'm gonna be able to get out of it ...easily/cleanly.
All I know is that I want out of the house and to go to college. I am not certain how I am going to do this. I am going to have a realtor come out and try and short sell it but the people I've brought in to repair the house to sellable conditions say it will cost at least 15,000 dollars due to the siding and what not. I am in a lawsuit for 8,000 for the siding on the house but doubt that will come in time. The house just needs some simple work but its going to be than I can pay for. I cant even make the mortgage/bills right now let alone fix it up. I called the mortgage company and they were jerks about the whole thing..but thats to be expected.
I'm doing research right now on foreclosures and am not finding anything that works in my case. I no longer want to keep the house, I don't want to contest the foreclosure and I am finding most the material is how to fight foreclosure. I just want to minimize my losses. I have a lawyer who is going to be hopefully calling me later today to go over some stuff.
I purchased the home from my mom because it would not sell and she was getting in trouble with taxes n what not. The goverment thought she was making money on it when she actually lost around 30k. So I purchased the home and we were susposed to fix it up well, money problems came around and I borrowed roughly 500/month from her for the last 6 months. Ive now came to the conclusion that I dont really care about my credit because I am tired of putting myself through the physical and mental conditions that I am going through on a day to day basis. Now I dont mean a hurt ankle or long hours, I'm talking about 100hrs a week and having a mental breakdown when I'm still broke. The house was never meant to stay in my name over a year and it doesnt seem like I'm gonna be able to get out of it ...easily/cleanly.
All I know is that I want out of the house and to go to college. I am not certain how I am going to do this. I am going to have a realtor come out and try and short sell it but the people I've brought in to repair the house to sellable conditions say it will cost at least 15,000 dollars due to the siding and what not. I am in a lawsuit for 8,000 for the siding on the house but doubt that will come in time. The house just needs some simple work but its going to be than I can pay for. I cant even make the mortgage/bills right now let alone fix it up. I called the mortgage company and they were jerks about the whole thing..but thats to be expected.
I'm doing research right now on foreclosures and am not finding anything that works in my case. I no longer want to keep the house, I don't want to contest the foreclosure and I am finding most the material is how to fight foreclosure. I just want to minimize my losses. I have a lawyer who is going to be hopefully calling me later today to go over some stuff.
The only real way to minimize your losses maybe bankruptcy, but that's no walk in the park either
-Michael
http://www.teamcargodzinc.com
Hear It, See It, Feel It, Punch It!
And Proud Sponsor of
Team Wolf Pack Audio
Authorized Dealer
http://www.teamcargodzinc.com
Hear It, See It, Feel It, Punch It!
And Proud Sponsor of
Team Wolf Pack Audio
Authorized Dealer

