loans

[ZeroAccess]

Why no grants?
there are TONS AND TONS of grants/scholarships

They just take work to fill out/complete.
I'm lazy so I just got a fafsa loan and called it a day.

[Jszar]

Financial Aid
Almost ALL educational loans do not gain interest or penalties for non-payment untill 6months after graduation or... 6 months after you withdrawl from school.

Depending on your state you may be able to join a technical school for free under a goverment grant.

Actually your student loans do gain interest while in college. They don't go into repayment until 6 monthes after graduation, or until you drop below full-time student status (12 credit hours or more per semester). I use Sallie Mae, excellent service and very easy. After you graduate, consolidate all your loans into one lump and you can usually get a pretty low interest rate, lower than if you just paid them one by one. You have to take out multiple loans over your school career, usually one for ever semester, or one per school year depending on your finances.

[brent]

Jszar, good point about the loans accrueing interest while you are in school.

Do everything within your power to pay the interest while you are still in school. You get it back in taxes, and after your graduate, your payments are like half what they would have been.