4 wheelers.

Scarrell · Post by **Scarrell** » Sun Oct 22, 2006 7:23 pm

well guys.. me and the wife are lookin to get a 4wheeler, to build credit.. we dont want a fast one, like a Banshee or whatever... but i was lookin into the Honda Rancher(type of 4wheeler we want) and ive talked to some friends who said they are pretty good.. just wanting to know what everyone else thinks?

William from NOLA · Post by **William from NOLA** » Mon Oct 23, 2006 11:02 am

You talking new or used?

cargodz · Post by **cargodz** » Mon Oct 23, 2006 11:45 am

Polaris... I love them monsters

Scarrell · Post by **Scarrell** » Tue Oct 24, 2006 8:28 am

well guys, we cant even get a 4 wheeler, not enough credit.. what are some ways to build up credit easily? my ol lady has over 600 on her score, i have none, i always pay cash.. we dont need a new cell phone.. we cant even get a small loan.. i wont let her do a credit card again.. any ideas?

we went to an Arctic Cat dealer, and we were going to get this one, this thing was really nice.. i took a pic of it with the cell, but i havent uploaded it yet, but this is the same one, color and all.

Bwcad1 · Post by **Bwcad1** » Tue Oct 24, 2006 8:33 am

car loan. didnt you buy a house? and its gonna be quite some time for you because it takes time to build up credit.

Scarrell · Post by **Scarrell** » Tue Oct 24, 2006 8:42 am

nah, we were just renting it, but it turned out to be way to expensive.. so..

solacedagony · Post by **solacedagony** » Tue Oct 24, 2006 8:49 am

I'm not sure if they build credit or not, but you could look into a secure credit card. If not, what you could do with a credit card is take it out just to use on like 1 or 2 things a month, and as soon as you go out and buy the thing w/ the cc, go straight online and pay it off, so you keep a 0 balance.
Loans, cell phones, etc help.
I'm only 22 and I've got like a 725ish credit score.

Oh, and just so you know, everytime someone pulls up your credit score (applying for a cc, loan, etc) your credit score will go down. I don't know why, but just because you look at it, it does.

Bwcad1 · Post by **Bwcad1** » Tue Oct 24, 2006 8:51 am

yup by 3 points each time.

Scarrell · Post by **Scarrell** » Tue Oct 24, 2006 9:20 am

yeah we know.. some motherf#ckers at a car dealership ran her f#ckin credit TWELVE times.. to different banks..