I have full coverage on both cars, and when the camaro got broke into all I had to pay was my deductible. Which I think was 100?_gonz_ wrote:Insurance... first of all, you don't get what you paid. Thats called devaluation. It would'nt cover your man hours laboring over an install, that could cost $2K if a shop did it... that some douchebag destroyed in the course of five minutes.
Unfortunately, it seems alot of policies won't cover you at all, only stock equipment that came with the car. Even if they cover, it's only aftermarket securely mounted into stock locations... that leaves out amps and subs.
Then to top it all off...
Lets say you really cover your bases. Get your passive arming alarm system. Get your audio professionally installed, complete with full documentation of every single purchase and expense. Serial numbers, photos, everything.
You get a rider attached to your insurance policy, and also get this stuff added to a homeowners/renters insurance policy...
What will those policies cost you extra, yearly?
If after five years you have not yet become another crime statistic, you've spent quite a bit of money playing that lottery, haven't you? Murphy's law states that, as soon as you drop the coverage, you'd become a victim.
I guess my cumulative point, the sum of all posts I've made in this thread...
I'm a firm believer in Low Profile. No tints, no rims, stealth audio install, and faceplate outta the car. Decent enough alarm system, and saying a prayer every time the car gets parked.
I don't want to give anyone a reason, a hint, even a glimmer of hope... that he has anything to gain by busting into my shit. I believe thats the best overall deterrent.
Un-detachable faced headunits, seem to fly opposite of logic.
My insurance paid to have everything replaced, and also to have it installed (everything that was stolen I installed myself) I actually ended up with better equipment then what I had. I was pretty happy with how it turned out.



