health insurance

smoker · Post by **smoker** » Tue Sep 20, 2005 6:24 am

are any of you self insured or not getting it from work? the only reason my girlfriend works is because insurance is not available to me through work. i would like to find it somewhere else so she could be part time

Ryan from Ohio · Post by **Ryan from Ohio** » Tue Sep 20, 2005 7:26 am

Im not sure if its state or federal law.

But here when you quit/fired or layed off they have to offer you the option to BUY the insurance at the Employers cost. Basicly you have the option to pay to keep the same insurance you have...

The last time I got a COBRA in the mail I think it was like almost $300 a month for me and one kid...

Justin from Detroit1 · Tue Sep 20, 2005 7:33 am

Yah when I quit mine they offered for me to buy it. It's almost $360 a month, crazy.

sinister audio · Post by **sinister audio** » Tue Sep 20, 2005 8:06 am

i pay 130 something for myself for insurance because i own my own shop.

smoker · Post by **smoker** » Tue Sep 20, 2005 10:07 am

im looking for some recommendations for companies to call. its not available through my employer and i need to find some for real world prices..

sinister audio · Post by **sinister audio** » Tue Sep 20, 2005 11:16 am

call aflac or atleast thats how i think its spelled.

NorthQuad · Post by **NorthQuad** » Tue Sep 20, 2005 11:40 am

Holy crap guys

, that's some BS. I'm glad we don't have to pay for insurance here in Alberta. We do have to pay for Health Care Premiums but it's only around 40 bucks a month for a single person and 50 bucks a month for an entire family. That covers everything medical except for ambulance and stuff, you need to get blue cross for that and it doesn't really cost much extra either.

Of course there is insurance for dental, prescriptions, hospital rooms,etc. that costs way too much to come out of our pockets. I have insurance through work that covers 100% of everything thank goodness because that's come in real handy. The insurance company is Manulife and they're kick ass. My life and disability insurance is through Pacific Alliance.

Ryan from Ohio · Post by **Ryan from Ohio** » Tue Sep 20, 2005 12:48 pm

What Im saying is if your wife HAS insurance and she loses due to hours or whatever they offer you COBRA.

smoker · Post by **smoker** » Wed Sep 21, 2005 4:45 am

Basstronics wrote:What Im saying is if your wife HAS insurance and she loses due to hours or whatever they offer you COBRA.

yea but it cost a hell of a lot more than we are paying now. i just didnt know if anyone had a lead on affordable ins. i have gotten quotes as high as 850 a month for a family plan. thats more than my house payment!

oh and shes not my wife yet...we are what the insurance company conisders to be "domestic partners"

Ryan from Ohio · Post by **Ryan from Ohio** » Wed Sep 21, 2005 4:52 am

Well its not going to be as cheap as she pays right now.

Thats a benefit the employer provides...

The cost above what you pay right now is what the employer is actually paying per month/pay period...

You WONT find it as cheap as your paying now...