Car Audio Central - Ultimate Car Audio Forum and Community

audiofreak12 wrote:Being liabilty, it would cost me the same for the the insurance on a camaro as it is on a geo metro...I use gieco becuase my parents take care of setting it up and thats who they use...Oh and by the way darthness...My dad isnt paying the insurance on any of them. Oh, and it can't be a "brand New" camaro seeing as they dont make them anymore...just thought i would point that out.

yes, i've quite realized this by now. i was just saying thats insanely high.. but then you're like 15/16 like me on a sports car and the SUV/ or is the SUV not insured while its being worked on

At age 15 it must be nice being able to afford that high of insurance... Actually it kind of makes me wonder what you are doing to get all this money! Heh, just kidding of course.

Lol sidejobs...w'ell leave it at that...lol j/k. I've been saving up for a long time and for the past three years i've worked 40 hour weeks with my dad's construction company and i put all but 50 a week in the bank.

audiofreak12 wrote:the past three years

*sneezes* sorry I'm allergic to bullshit. Unless you live in Africa, you haven't been working at a construction company since you were 12...

Nobody said he did it legally, it isn't like his dad couldn't pay him under the table or anything. As long as he isn't doing true construction to a point where there is a high liability, it isn't a big deal and IMO it won't hurt anything. I worked with my uncle during summers when I was 13, nothing big, just cleaning up and such.

unless his dad owns the company there's no f'in way...I dunno. I'm just jealous I guess lol

"Being liabilty, it would cost me the same for the the insurance on a camaro as it is on a geo metro"
"have them insure it under their name and list you as a driver, WAY CHEAPER!"

wrong and wrong.
insurance rates are based on a lot of factors. type of car, class of car based on accident risk of injury to the driver, which by the way your F-body is one of the worst being a sportcar, size of engine, again bad being a V8, your age, worst @ 16, driving experience, worst again @ 16, location since cities are more dangerous and have a higher chance of collision, etc. I have friends who are adjusters. I learn more than I care to know about insurance from listening to them. you're also maile, and single. bost count against you. basically you're in the worst slot there is for getting insurance. If you have any moving violations, you're double-screwed. you're pretty much the definition of "high risk driver" by insurance company standards.
As for who owns the car, if he's listed as primary driver, for daily use, he may as well own the car. same difference.

I guess this would be a bad time to mention that I pay about $500/year for full coverage on my car, huh?

kiki do you have collector car insurance on the charger? I have checked on insurance like that before but they usually dont want you to put on to many miles and also you have to be 25 to get it.

"unless his dad owns the company there's no f'in way...I dunno. I'm just jealous I guess lol"

He said his dad's construction company, I was just guessing <shrugs>