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well as it turns out, i already have a US treasury bond and some shares in a mutual fund.

apparently i own a very small part of mcdonalds. YEAH BOII.i guess i should stop giving away free food huh?

hopefully going to cash this stuf fin soon.. especially since i've made a few hundred dollars int he last year.

edit: sucky. i'm not sure how the hell to get this moneh :(

Yea, thats a tough decision to make, especially when you compare it to your current income. Just remember to keep this money seperate from your income, unless you decide otherwise. That way, no matter the decision and outcome, you are not taking an out of pocket loss.

i do intend to go the entepreneur route, i do plan to invest in/start a business in the future... and i do intend to get into the riskier investments.. but right now, with $2000 being 1/5 of my annual income, its kind of hard to picture risking loosing some or all of that money, specially in an entrepreneur.

A Roth IRA would be a good investment. The link I attached below is to a local banks website (local to me). It has calculators you can play with, and good definition of terms.
[url]https://www.midfirst.com/PersonalBanking/Calculators/[/url]
My brother had success online trading stocks, but he spent a lot of time with it.
Have you thought about being an entraprenuer (Spelling?)? You could always invest it in a business idea. It could get you a good head start in the right direction.

[quote="Darthness"]
and you're right, i don't know a *whole* lot about the stock market... i know a little.. and i vaguely remeber what to look for in a stock, but i'd rather not go that route right now. i'd rather go iwth something a little safer.[/quote]

As far as being safe I look at it a little differently and you could too at your age. I am not sure what your plans are for the future career wise and what not but most companies offer some type of 401K program or retirement program.

I feel at a young age it is a lot easier to get into a program that offers more reward but that comes with more risk. At a young age if you put 2000 dollars into a program that invested it "aggressively" your reward could be huge in a much shorter period of time. On the other hand if it went bad and you lost your 2000 dollars it wouldn't be the end of the world. Yeah it sucks that you lost 2 grand but at least you weren't 35 years old and counting on that to make your retirement.

At a young age you just have a lot less to lose and much more to gain "possibly" then you can if your older. This is just my opinion and I am not saying this what you should do. :thumbsup

i'll look into a roth ira. i actually think i had a teacher reccomend that.

i do plan on adding more though... and i'll more than likley be keeping it for a good period of time.

Roth IRA for the win!

Do you plan on keeping this money in an account until retirement, and maybe adding to it over the years?

A Roth IRA would be good.

Or if your work for a company that has a 401k, I believe you can add to that too.

you can get a savings account online that has better rates than some CD's do..

the upside is you can keep adding money too it. check that link I posted there are a lot of ways to invest your money but it really depends on your long and short term goals and chance that you may need it in a pinch.

[quote]The bad part of that for him is that he seems to not know much about investing and when investing in something like the stock market which is a high risk investment[/quote]
I hear you there.....YOou have to be very carefull in that industry...I also know that the more money you have for a Cd account the better the interest