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Oh, your first post said $604 a month, confused me, thought that wasn't right :) . $76 a month isn't that bad for a 16 year old male. Liability for my 83 C10 is dirt cheap, though

heh, thats not bad at all.i pay like $100 a month, and i have a family car saturn :)

Jonathan wrote:$604 a month for liability is just insane, though. When my cousin was just getting her car 2 years ago (1993 Mustang GT) he was only paying around $110-120 a month for liability. It was in the $80s after a good student discount.

It's $604 every six months, being $76 a month.

I'm over 25 and no milage limitations.
full coverage for agreed value, and I can update that value every time I add anything to the car.

ps, yeah it's collector insurance.. you can't get full coverage on a car over 20 years old from normal companies.. so you're pretty much resigned to collector companies for classics.
otherwise I'm stuck with minimal liability which is out of the question. I don't trust other drivers that much.
been hit before by kids with no insurance.. even after the cops caught the kids, nothing was paid for other than by my own full coverage insurance.

$604 a month for liability is just insane, though. When my cousin was just getting her car 2 years ago (1993 Mustang GT) he was only paying around $110-120 a month for liability. It was in the $80s after a good student discount.

"unless his dad owns the company there's no f'in way...I dunno. I'm just jealous I guess lol"

He said his dad's construction company, I was just guessing <shrugs>

kiki do you have collector car insurance on the charger? I have checked on insurance like that before but they usually dont want you to put on to many miles and also you have to be 25 to get it.

I guess this would be a bad time to mention that I pay about $500/year for full coverage on my car, huh?

"Being liabilty, it would cost me the same for the the insurance on a camaro as it is on a geo metro"
"have them insure it under their name and list you as a driver, WAY CHEAPER!"

wrong and wrong.
insurance rates are based on a lot of factors. type of car, class of car based on accident risk of injury to the driver, which by the way your F-body is one of the worst being a sportcar, size of engine, again bad being a V8, your age, worst @ 16, driving experience, worst again @ 16, location since cities are more dangerous and have a higher chance of collision, etc. I have friends who are adjusters. I learn more than I care to know about insurance from listening to them. you're also maile, and single. bost count against you. basically you're in the worst slot there is for getting insurance. If you have any moving violations, you're double-screwed. you're pretty much the definition of "high risk driver" by insurance company standards.
As for who owns the car, if he's listed as primary driver, for daily use, he may as well own the car. same difference.

unless his dad owns the company there's no f'in way...I dunno. I'm just jealous I guess lol